Firstly, we believe it is a privilege to assist you with your finance requirements, a privilege we do not take lightly, we therefore take the time to understand your business, your business needs and the desired outcome.
Lenders require a minimum of 5% deposit and this will generally need to be evidenced through a bank account for a minimum of 3 months. Remember also, you will also need to have funds to cover the associated purchase costs (legal fees, stamp duty etc). Please refer to our calculators or give us a call for more information.
It is vitally important. All lenders will obtain a credit report to assess your credit worthiness. Most lenders will require your last 3 months transactional bank statements to ensure the conduct is satisfactory. Avoiding payments options such Afterpay, Zip Pay and pay day lenders as these will all show on your credit report and may affect your ability to borrow.
Let’s prepare together. We will guide you through what needs to be done prior to submitting an application, like having your accounts in order, a savings plan established and prepare for a pre-approval.
Do not fear, all is not lost. Our lending panel has lenders that will consider applicants with adverse credit. We have access to a wide range of non-conforming lenders most which have more flexibility than traditional lenders.
The short answer is Yes! We understand that life has it’s up and downs. Many people find themselves in a position of financial stress due to many reasons. We take the time to listen and understand so we can work around your issues and assist in getting you back on track with a smile on your face again.
Together! We discuss strategies that compliment your lifestyle and financial direction without adding undue stress. We look at your short and long term goals and work together to ensure you achieve the financial outcome you desire.
Assisting you is a privilege, a privilege we don’t take lightly
5 Star Reviews
Commitment to you
Let us find the ideal lender for you
This type of financing allows businesses to secure funding without the need of Bricks