Home loan FAQs | From deposits & pre-approvals to investing
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Frequently asked questions

Home loans 

Firstly, we believe it is a privilege to assist you with your finance requirements, a privilege we do not take lightly, we therefore take the time to understand your business, your business needs and the desired outcome. 

Lenders require a minimum of 5% deposit and this will generally need to be evidenced through a bank account for a minimum of 3 months. Remember also, you will also need to have funds to cover the associated purchase costs (legal fees, stamp duty etc). Please refer to our calculators or give us a call for more information. 

It is vitally important. All lenders will obtain a credit report to assess your credit worthiness. Most lenders will require your last 3 months transactional bank statements to ensure the conduct is satisfactory. Avoiding payments options such AfterpayZip Pay and pay day lenders as these will all show on your credit report and may affect your ability to borrow. 

Let’s prepare together. We will guide you through what needs to be done prior to submitting an application, like having your accounts in order, a savings plan established and prepare for a pre-approval. 

Do not fear, all is not lost. Our lending panel has lenders that will consider applicants with adverse credit. We have access to a wide range of non-conforming lenders most which have more flexibility than traditional lenders. 

The short answer is Yes!  We understand that life has it’s up and downs. Many people find themselves in a position of financial stress due to many reasons. We take the time to listen and understand so we can work around your issues and assist in getting you back on track with a smile on your face again. 

Together! We discuss strategies that compliment your lifestyle and financial direction without adding undue stress. We look at your short and long term goals and work together to ensure you achieve the financial outcome you desire.  

Why Us?

Assisting you is a privilege, a privilege we don’t take lightly

Advance-Finance-Group-approachable-icon-blue

Approachable

We are easy to talk to and easier to connect with. Ideas, scenarios and information, we’re ready to listen. We strive to understand your vision whether it be for family lifestyle or business growth.

Professional

Experience does count and we have it, awards too. We are experts in financial solutions. Let us search through the maze of lenders to provide you with the right solution.

Dependable

Our team are reliable, trustworthy and can be counted on. Our objective is for long and enriching relationships. We are with you now, and into the future.

Approachable

We are easy to talk to and easier to connect with. Ideas, scenarios and information, we’re ready to listen. We strive to understand your vision whether it be for family lifestyle or business growth.

Professional

Experience does count and we have it, awards too. We are experts in financial solutions. Let us search through the maze of lenders to provide you with the right solution.

Dependable

Our team are reliable, trustworthy and can be counted on. Our objective is for long and enriching relationships. We are with you now, and into the future.
Advance-Finance-Group-years-icon

19+ years

Experience

Advance-Finance-Group-loans-icon

$550 million+

Settled Loans

5/5

5 Star Reviews

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100%

Commitment to you

What Our Client's Say

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